At Auto Loan in New York, you can often get financing, despite that your credit rating is less than 620. Listed here are credit ratings in New York overall:
- Avg NY Credit Score: 686
- FICO Score Viewed as “Poor”: 620 or less
- Number of People with Poor Credit: 5,813,431
If you have bad credit, Auto Loan in New York may be able to match you with finance companies who offer New York bad credit auto loans on a regular basis. Follow this link to apply online.
Many loan-matching websites say that all loan applicants are accepted. This is just not true. These are the facts: we’re able to get 35-40% of our users pre-approved for the New York bad credit auto loan they need.
Car Loans With Bad Credit in New York: Tips
Below are a few things you can do to boost your chances of getting approved.
- Provide 20% Down.
- Get a Co-signer.
- If All Else Fails, Get Financed at a Buy Here Pay Here Car Lot in NY.
What kind of car or truck should you buy? Pre-owned. Used cars and trucks will be quite a bit cheaper to finance and to cover with insurance.