Do you need a car loan in Rochester, New York? No matter whether you’re looking for a new car or a used one, we can help you get your credit approved after as little as a day. The application process is pain-free, and no money down is required.
Zero Down Payment Car Loans: Rochester, NY
Sure, we can help you to get no money down car loans in Rochester. However, down payments are encouraged. How muchshould you offer up? The majority of lenders will be delighted by a down payment of 15-20%. You will also want to consider your regular monthly payments. Never commit over 18-20% of your income for your New York auto loan. Let’s consider average numbers for New York car shoppers.
- $1,750: Income (Monthly)
- $315 to $350: Monthly Payment
Credit issues? Get more information about New York bad credit auto loans.
Bad Credit Car Loans in Rochester, New York
Bad credit? Let’s look at credit ratings in New York as a whole:
- Avg NY FICO Score: 686
- Credit Score Viewed as “Poor”: 620 or less
When you need a car loan in Rochester, New York with bad credit, we work with finance companies who don’t just decline consumers who have fico scores below 600. A lot of car loan websites claim that everyone is approved, which is just not the case. Here is the truth: we are able to get 35-40% of our candidates pre-approved for the car loan they need.
Getting a Car Without Any Credit Check: Rochester (NY)
Thinking about buying a car or truck in Rochester, New York with no credit check? Buy here pay here car lots may very well be your only course of action. These dealers go by a few different names: Tote the Note, Your Job is Your Credit, or in house financing car lots in Rochester, NY.
For some folks, getting their New York car loan without any credit check seems wonderful. Lamentably, they have some potential drawbacks:
- Expensive Interest Rates
- Substantial Down Payments
- High Mileage Used Cars and Trucks
You need to search any NY in house financing dealer on the web. Try to find a friend or relative who has obtained a vehicle from them recently. Find out whether or not they had a good experience.
Used or In House Financing Car Lots: Rochester (NY)
- Bottalico Brothers Qualified Preowner Cars Inc, 14 Swan St, 10301
- Finest Cars Inc, 4491 Amboy Rd, 10312
- Angiuli Dodge Inc, 1976 Hylan Blvd, 10306
- Guy’s Power Test Used Cars, 4091 Hylan Boulevard, 10308
- Honda of Staten Island, 1220 Hylan Boulevard, 10305
- Angiuli Amc-Jeep Renault, 209 Bay Street, 10301
- Angiuli Mazda Buick Inc, 201 Bay Street, 10301
- A & J Maxi Magic Inc, 341 Victory Boulevard, 10301
- Champion Auto Leasing Inc, 2110 Hylan Boulevard, 10306
- Coral Reef Auto Sales Inc, 2097 Forest Avenue, 10303
- Forest Auto Sales, 525 Forest Avenue, 10310
- Jerry’s Auto Sales, 1307 Castleton Avenue, 10310
- Dana Motors Limited, 266 West Service Road, 10314
- Amboy Auto Associates, 4295 Amboy Road, 10312
- Jaarah Auto Sales Corporation, 2141 Forest Avenue, 10303
- 5 Islands Of Motors Inc, 1142B South Railroad Av, 10306
- A & J Maxi Magic Incorporated, 341 Victory Blvd, 923
- Doc’s Classic Cars, 167 W Cedarview Ave, 923
- Nissan, 1232 Hylan Blvd, 7102
- I Buy Cars Incorporated, 690 Henderson Ave, 7111
- Mk Motors Incorporated, 39 Abingdon Ct, 7080
- Island Ford Incorporated, 2385 Richmond Ave, 7747
- Dana Motors Limited, 266 W Service Rd, 7747
- Manfredi Auto Group, 1239 Hylan Blvd, 7102